Presented byKim Arestad |
Welcome to this sunny and inviting two-bedroom, two-bathroom ranch-style home! Among its numerous upgrades are Anderson 400 series windows installed in 2020, a new deck also in 2020, and a water heater added in 2021. For a comprehensive list of enhancements, please refer to the attached document. The open floor plan features beautiful hardwood floors and a cozy gas fireplace in the living area. The kitchen boasts a generous island, perfect for entertaining guests. Discover a primary suite alongside another bedroom. The fully finished basement offers a spacious laundry room, two additional rooms, and a playroom equipped with a gas stove. Step out into the three-season room, leading to the expansive deck and attached one-car garage. The fenced-in yard provides an ideal space for relaxation and recreation. Don't miss out on the opportunity to experience the charm of this adorable home firsthand. Buyer and Buyer agent to verify all information herewith in.
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
Sales Associate
William Raveis Real Estate
Phone: 201.390.4241
Kim.Arestad@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,846 | $2,738 | $3,533 |
Total Monthly Payment | $3,160 | $3,052 | $3,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.